The Only 2 Budgeting Tips You’ll Ever Need!

Adulting sucks. You wake up, go to work, go home, sleep, eat and repeat. And then that glorious day comes where you get paid and you’re all like, “hallelujah, I’m about to make it rain.” Only to have the rug pulled from under you by those things called bills. And do you know why? Because 5-10-15-20 years ago you were sitting in your parent’s house thinking, one day I’m going to be my own boss, make my own rules and do whatever I want. Yeah. Congratulations. You got what you wished for. You’re an adult and there’s no turning back no matter how hard you try.

But it’s ok. Cause you’re a pretty fantastic adult. You go to work and maybe even have a family that you love and are nice to. You do a good deed every now and again, you give some money to charity and you call your mom once a week (BTW - did you call your mom this week? Get on it. She’s probably worried sick about you; it doesn’t matter that you’re 30 or 50 for that matter. Remember, family first.) Where was I? Oh yeah - you’re pretty good at this adulting thing.

And now, you’re thinking to yourself, It’s New Years. It’s that time of year where I’m going to make changes. Good changes. Changes that will make me a better person. And you wrote those down. You made some amazing resolutions. Didn’t you? Resolutions that you’re going to stick to...for real this time. And of course on top of that list is…(drum roll please)... making a budget and sticking to it. Because on top of being an amazing adult, you’re also a responsible adult. Bam! Plus, like your abuelita always said “a pobre viene, quien gasta más de lo que tiene.” (You’ll end up poor if you spend more than you have. Except it rhymes in Spanish and sounds way wiser and abuelita-like.)

Anyway, enough about your grandma. So, what are those two budgeting tips? Brace yourselves; they're life-changing…

Step 1: Make a Budget

Step 2: Stick to It!

Tada. So easy. We’re done here.

Seriously. Why do we need to make adulting so hard on ourselves? Life is hard enough. But fine. If you want more on how to make a budget, or on how to save money, check out this blog and use this budget sheet. Otherwise just follow the budgeting tips I so generously gave you. They totally work.

Like I said, easy peasy. Tell your abuelita I said hi and “bendición”.